On Monday, May 26 our offices will be closed in observance of Memorial Day.

Catholic United Financial Credit Union
Catholic United Financial Credit Union
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    • Online Banking Login
      • Online Banking Login
    • Personal
      • Accounts
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  • Home
  • Online Banking Login
    • Online Banking Login
  • Personal
    • Accounts
    • Loans
    • Insurance
  • Nonprofits/Organizations
    • Organization Accounts
    • Fundraising For Schools
  • Digital Banking
  • Join Us
  • Contact Us
  • About Us
  • Resources
  • News & Promotions

Loans

Auto Loans

Motorcycle Loans

Auto Loans

We can help you save money on your next auto or the one you already drive. Whether you're looking for a new or used car, truck, crossover, SUV or van, we're here to help make it happen. 

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Boat Loans

Motorcycle Loans

Auto Loans

Experience the best of summer on the open water! Whether you are looking for a fishing boat, pontoon, or pleasure boat, our low rates and flexible terms are quite the catch.

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Motorcycle Loans

Motorcycle Loans

Rec Vehicle Loans

When the open road calls, answer it in style. Ready to purchase that dream bike? Or, do you want an upgrade? Let us help you hit the open road. We’ll have you cruising in no time.

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Rec Vehicle Loans

Rec Vehicle Loans

Rec Vehicle Loans

We can help you enjoy the great outdoors. We offer recreational vehicle loans at low rates with flexible terms for RVs, campers, motorhomes, travel trailers, and more!

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Personal Loans

Rec Vehicle Loans

Personal Loans

Whether you want to plan for a wedding,  take a vacation, or consolidate debt,  a personal loan can help! We offer low rates, flexible terms, fast approvals, and easy payment options.

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Personal LOC

Rec Vehicle Loans

Personal Loans

With a Personal Line of Credit, you have access to the money you need fast. You'll only pay interest on the money your using. Plus, you can use it overdraft protection on your checking.

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Adoption Loans

Home Equity Loans

Every child needs a home and people who can love and nurture that child. We want to help those seeking to adopt a child with the financial means to do so. Use the funds for agency, court,  lawyer, and insurance expenses.

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Home Equity Loans

Home Equity Loans

Get your home's equity working for you, and find out how to finance a new kitchen, bathroom, or addition. Or perhaps you need money for an important event in your life. We can help with a fixed rate Home Equity Loan.

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Home Equity LOC

If you want flexible access to money, a Home Equity Line of Credit may be right for you. It's a revolving line of credit and you can borrow as much as you need up to your credit limit. Use it for projects, large purchases, and more!

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Mortgages

Student Loans

Buying or refinancing a home can be one of the most important times in your life. That's why you need us in your corner. We'll do everything we can to ensure you get a low rate and terms best suited to your needs. 

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Student Loans

Student Loans

Student Loans

Whether you’re an undergraduate or graduate student, or pursuing your law, medical or dental degree, we can help get you the money you need for school. Student loans from CUFCU in partnership with Sallie Mae® could help! 

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Apply for your loan today!

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Loan Rates

Rates effective May 1, 2025. Rates are subject to change.

New Auto Loans

as low as 5.00% APR

*APR - Annual Percentage Rate. The posted rate is based on a credit score of at least 700, vehicle model year 2024, and a loan term of 36-months. Your loan rate will be determined by your credit score, the model year of the vehicle, the term of the loan, and the repayment method. Loans are subject to credit approval. A $150 loan processing fee will be assessed on all approved loans. GAP and Mechanical Repair Coverage are also available. Ask us for more details. Apply Now!

Used Auto Loans (2016-2023)

as low as 6.75% APR

*APR - Annual Percentage Rate. The posted rate is based on a credit score of at least 700, vehicle model year 2016 and newer, and a loan term of 36-months. Your loan rate will be determined by your credit score, the model year of the vehicle, the term of the loan, and the repayment method. Loans are subject to credit approval. A $150 loan processing fee will be assessed on all approved loans. GAP and Mechanical Repair Coverage are also available. Ask us for more details. Apply Now!

Used Auto Loans (2015 & older)

as low as 7.50% APR

*APR - Annual Percentage Rate. The posted rate is based on a credit score of at least 700, vehicle model year 2015 and older, and a loan term of 36-months. Your loan rate will be determined by your credit score, the model year of the vehicle, the term of the loan, and the repayment method. Loans are subject to credit approval. A $150 loan processing fee will be assessed on all approved loans. GAP and Mechanical Repair Coverage are also available. Ask us for more details. Apply Now!

New Boat & Motorcycle Loans

as low as 5.50% APR

*APR - Annual Percentage Rate. The posted rate is based on a credit score of at least 700, boat model year 2024 and newer, and a loan term of 36-months. Your loan rate will be determined by your credit score, the model year of the vehicle, the term of the loan, and the repayment method. Loans are subject to credit approval. A $150 loan processing fee will be assessed on all approved loans.  Apply Now!

Used Boat & Motorcycle Loans

as low as 7.50% APR

*APR - Annual Percentage Rate. The posted rate is based on a credit score of at least 700, vehicle model year 2016 and newer, and a loan term of 36-months. Your loan rate will be determined by your credit score, the model year of the vehicle, the term of the loan, and the repayment method. Loans are subject to credit approval. A $150 loan processing fee will be assessed on all approved loans.  Apply Now!

New Recreational Vehicle Loans

as low as 6.50% APR

*APR - Annual Percentage Rate. The posted rate is based on a credit score of at least 700, RV model year 2024 and newer, and a loan term of 36-months. Your loan rate will be determined by your credit score, the model year of the vehicle, the term of the loan, and the repayment method. Loans are subject to credit approval. A $150 loan processing fee will be assessed on all approved loans.  Apply Now!

Used Recreational Vehicle Loans

as low as 8.50% APR

*APR - Annual Percentage Rate. The posted rate is based on a credit score of at least 700, RV model year 2016 and newer, and a loan term of 36-months. Your loan rate will be determined by your credit score, the model year of the vehicle, the term of the loan, and the repayment method. Loans are subject to credit approval. A $150 loan processing fee will be assessed on all approved loans.  Apply Now!

Personal Loans

as low as 10.99% APR

*APR - Annual Percentage Rate. The posted rate is based on a credit score of at least 700 and a loan term of 36-months. Your loan rate will be determined by your credit score, the term of the loan, and the repayment method. Loans are subject to credit approval. A $150 loan processing fee will be assessed on all approved loans.  Apply Now!

Personal Lines of Credit

as low as 11.75% APR

*APR - Annual Percentage Rate is a variable rate.. The posted rate is based on a credit score of at least 700 and a loan term of 60-months. Your loan rate will be determined by your credit score, the term of the loan, and the repayment method. Loans are subject to credit approval. A $50 loan processing fee will be assessed on all approved loans.  Apply Now!

Adoption Loans

as low as 10.99% APR

*APR - Annual Percentage Rate. The posted rate is based on a credit score of at least 700 and a loan term of 36-months. Your loan rate will be determined by your credit score, the term of the loan, and the repayment method. Loans are subject to credit approval. A $150 loan processing fee will be assessed on all approved loans.  Apply Now!

Home Equity Loans

as low as 6.00% APR

*Annual Percentage Rate (APR) is fixed for the term of the loan. The posted rate is based on a 80% loan-to-value with a credit score of at least 700 and a loan term of 60-months. Your loan rate will be determined by your credit score and the term of the loan. Loans are subject to credit approval. Loan Payment Example: Monthly payments on a $50,000 loan with an 80% loan-to-value, 5-year amortization at 6.00% APR equals $966.64. A $500 loan processing fee will be assessed.  Apply Now!

Home Equity Lines of Credit

as low as 7.75% APR

*Annual Percentage Rate (APR) is a variable rate. The posted rate is based on an 80% loan-to-value with a credit score of at least 700. Your loan rate will be determined by your credit score and the term of the loan. Loans are subject to credit approval. A $500 loan processing fee will be assessed on all approved loans.  Apply Now!

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Catholic United Financial Credit Union

Routing Number: 096081729

1-877-871-8313

3499 Lexington Ave N, Saint Paul, MN 55126

120 10th Ave N, Saint Cloud, MN 56303


 Copyright © 2025 Catholic United Financial Credit Union - All Rights Reserved. 


Federally insured by NCUA. Equal Housing Lender. NMLS: 442986

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