Welcome to Catholic United Financial Credit Union!

Catholic United Financial Credit Union
Catholic United Financial Credit Union
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    • Home
    • Online Banking Login
      • Online Banking Login
    • Personal
      • Accounts
      • Loans
      • Insurance
    • Nonprofits/Organizations
      • Organization Accounts
    • Digital Banking
    • Join Us
    • Contact Us
    • About Us
    • Resources
    • News & Promotions
  • Home
  • Online Banking Login
    • Online Banking Login
  • Personal
    • Accounts
    • Loans
    • Insurance
  • Nonprofits/Organizations
    • Organization Accounts
  • Digital Banking
  • Join Us
  • Contact Us
  • About Us
  • Resources
  • News & Promotions

Loans

Auto Loans

Motorcycle Loans

Auto Loans

We can help you save money on your next auto or the one you already drive. Whether you're looking for a new or used car, truck, crossover, SUV or van, we're here to help make it happen. 

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Boat Loans

Motorcycle Loans

Auto Loans

Experience the best of summer on the open water! Whether you are looking for a fishing boat, pontoon, or pleasure boat, our low rates and flexible terms are quite the catch.

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Motorcycle Loans

Motorcycle Loans

Rec Vehicle Loans

When the open road calls, answer it in style. Ready to purchase that dream bike? Or, do you want an upgrade? Let us help you hit the open road. We’ll have you cruising in no time.

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Rec Vehicle Loans

Rec Vehicle Loans

Rec Vehicle Loans

We can help you enjoy the great outdoors. We offer recreational vehicle loans at low rates with flexible terms for RVs, campers, motorhomes, travel trailers, and more!

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Personal Loans

Rec Vehicle Loans

Personal Loans

Whether you want to plan for a wedding,  take a vacation, or consolidate debt,  a personal loan can help! We offer low rates, flexible terms, fast approvals, and easy payment options.

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Student Loans

Rec Vehicle Loans

Personal Loans

Whether you’re an undergraduate or graduate student, or pursuing your law, medical or dental degree, we can help get you the money you need for school. Student loans from CUFCU in partnership with Sallie Mae® could help! 

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Home Equity Loans

Home Equity Loans

Home Equity Loans

Get your home's equity working for you, and find out how to finance a new kitchen, bathroom, or addition. Or perhaps you need money for an important event in your life. We can help with a fixed rate Home Equity Loan.

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Mortgages

Home Equity Loans

Home Equity Loans

Buying or refinancing a home can be one of the most important times in your life. That's why you need us in your corner. We'll do everything we can to ensure you get a low rate and terms best suited to your needs. 

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Apply for your loan today!

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Loan Rates

Rates effective January 1, 2026. Rates are subject to change.

New Auto Loans

as low as 5.24% APR

*APR - Annual Percentage Rate. The posted rate is based on a credit score of at least 750, vehicle model year 2026, and a loan term of 60-months. Your loan rate will be determined by your credit score, the model year of the vehicle, the term of the loan, and the repayment method. Loans are subject to credit approval. A $249 loan processing fee will be assessed on all approved loans. GAP and Mechanical Repair Coverage are also available. Ask us for more details. Apply Now!

Used Auto Loans (2019-2025)

as low as 5.24% APR

*APR - Annual Percentage Rate. The posted rate is based on a credit score of at least 750, vehicle model year 2019 and newer, and a loan term of 60-months. Your loan rate will be determined by your credit score, the model year of the vehicle, the term of the loan, and the repayment method. Loans are subject to credit approval. A $249 loan processing fee will be assessed on all approved loans. GAP and Mechanical Repair Coverage are also available. Ask us for more details. Apply Now!

Used Auto Loans (2013-2018)

as low as 5.99% APR

*APR - Annual Percentage Rate. The posted rate is based on a credit score of at least 750, vehicle model year 2013-2018, and a loan term of 60-months. Your loan rate will be determined by your credit score, the model year of the vehicle, the term of the loan, and the repayment method. Loans are subject to credit approval. A $249 loan processing fee will be assessed on all approved loans. GAP and Mechanical Repair Coverage are also available. Ask us for more details. Apply Now!

Classic Auto Loans (2012 & older)

as low as 8.25% APR

*APR - Annual Percentage Rate. The posted rate is based on a credit score of at least 750, vehicle model year 2012 and older, and a loan term of 48-months. Your loan rate will be determined by your credit score, the model year of the vehicle, the term of the loan, and the repayment method. Loans are subject to credit approval. A $249 loan processing fee will be assessed on all approved loans. GAP and Mechanical Repair Coverage are also available. Ask us for more details. Apply Now!

New Boat & Motorcycle Loans

as low as 6.99% APR

*APR - Annual Percentage Rate. The posted rate is based on a credit score of at least 750, boat model year 2025, and a loan term of 60-months. Your loan rate will be determined by your credit score, the model year of the vehicle, the term of the loan, and the repayment method. Loans are subject to credit approval. A $249 loan processing fee will be assessed on all approved loans.  Apply Now!

Used Boat & Motorcycle Loans (2011-2025)

as low as 7.49% APR

*APR - Annual Percentage Rate. The posted rate is based on a credit score of at least 750, vehicle model year 2011 and newer, and a loan term of 60-months. Your loan rate will be determined by your credit score, the model year of the vehicle, the term of the loan, and the repayment method. Loans are subject to credit approval. A $249 loan processing fee will be assessed on all approved loans.  Apply Now!

New Recreational Vehicle Loans

as low as 8.49% APR

*APR - Annual Percentage Rate. The posted rate is based on a credit score of at least 750, RV model year 2025, and a loan term of 120-months. Your loan rate will be determined by your credit score, the model year of the vehicle, the term of the loan, and the repayment method. Loans are subject to credit approval. A $249 loan processing fee will be assessed on all approved loans.  Apply Now!

Used Recreational Vehicle Loans (2012-2024)

as low as 9.99% APR

*APR - Annual Percentage Rate. The posted rate is based on a credit score of at least 750, RV model year 2012-2024, and a loan term of 60-months. Your loan rate will be determined by your credit score, the model year of the vehicle, the term of the loan, and the repayment method. Loans are subject to credit approval. A $249 loan processing fee will be assessed on all approved loans.  Apply Now!

Personal Loans

as low as 10.99% APR

*APR - Annual Percentage Rate. The posted rate is based on a credit score of at least 750 and a loan term of 36-months. Your loan rate will be determined by your credit score, the term of the loan, and the repayment method. Loans are subject to credit approval. A $249 loan processing fee will be assessed on all approved loans.  Apply Now!

Home Equity Loans

as low as 6.00% APR

*Annual Percentage Rate (APR) is fixed for the term of the loan. The posted rate is based on a 80% loan-to-value with a credit score of at least 750 and a loan term of 60-months. Your loan rate will be determined by your credit score and the term of the loan. Loans are subject to credit approval. Loan Payment Example: Monthly payments on a $50,000 loan with an 80% loan-to-value, 5-year amortization at 6.00% APR equals $966.64. A $500 loan processing fee will be assessed.  Apply Now!

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Catholic United Financial Credit Union

Routing Number: 096081729

1-877-871-8313

3499 Lexington Ave N, Saint Paul, MN 55126

120 10th Ave N, Saint Cloud, MN 56303


 Copyright © 2026 Catholic United Financial Credit Union - All Rights Reserved. 


Federally insured by NCUA. Equal Housing Lender. NMLS: 442986

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Holiday Hours

Our offices will be closed on Thursday, January 1, 2026.

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