Join Today ONline

Membership is just a click away. Complete the online form, become a member in minutes and start enjoying the convenience and benefits of your virtual credit union.

Member Benefits

The credit union benefit is one that hits you right where it matters: your wallet. The financial wellbeing of our members is our primary goal, not accumulating profits. We are able to offer competitively-priced loans, provide dividends and offer products with fewer fees than our for-profit competitors. When our members prosper, we all benefit.


Online Banking

Using our secure online banking site, you can conduct your personal financial business at any time of day.

  • view balances,
  • transfer funds,
  • pay bills and automate payments,
  • apply for a loan,
  • review upcoming payments,
  • and more.

Mobile banking

The convenience of our credit union is now available on your smartphone. Our mobile app includes the online banking features listed above plus remote deposits.

Member Services

Notary Services

We offer complimentary notary services to all members and their families. Stop by our St. Paul or St. Cloud locations for assistance.

Wire Transfers

Wire transfers for foreign and domestic are available. For a list of services and fees click here.

Financial Education

If you need help with budgeting, understanding financial concepts or achieving a financial goal like home ownership, check out Balance Financial Education for free resources, worksheets and even a helpful chatline and phone line for financial counseling.