Loans

Christmas Loans

Sweeten your holidays with some extra dough from CUFCU!

We are here to help you cover holiday costs without relying on high-interest rate credit cards. Our Christmas Loan is a perfect short-term way to cover any last-minute expenses.

> Borrow up to $2,000
> Rate is 6.99% APR*
> 12-month term
> Automatic loan payment is required

It's quick and easy to apply.

Hurry, this offer expires on December 31, 2021. APPLY TODAY > LOAN APPLICATION

*APR - Annual Percentage Rate. Effective 11/1/2021. Rates are subject to change. Rate is fixed for the term of the loan. Only one Christmas Loan per year, per member. Minimum credit score is 650. Maximum loan amount is $2,000. Loan term is 12-months. Automatic loan payment is required. This loan cannot be used to pay off an existing CUFCU loan. Loan is subject to credit approval. The monthly payment on a $2,000 loan at 6.99% APR for 12-months is $173.04. A $35 Loan Application Fee will be assessed on all approved loans. CALCULATE YOUR LOAN PAYMENT > LOAN PAYMENT CALCULATOR

Auto Loans

We can help you save money on your next auto or the one you already drive.

Whether you're looking for a new or used car, truck, crossover, SUV or van, we're here to help make it happen. Take advantage of some of the lowest auto loan rates around. 

Rates start as low as 2.75% APR*  APPLY TODAY > LOAN APPLICATION

*APR - Annual Percentage Rate. Effective 11/1/2021. Rates are subject to change. Your loan rate will be determined by your credit score, the model year of the vehicle, the term of the loan, and the repayment method. Loans are subject to credit approval. A $35 Loan Application Fee will be assessed on all approved loans. GAP coverage is available. Mechanical Repair Coverage is also available. Ask us for more details. CALCULATE YOUR LOAN PAYMENT > LOAN PAYMENT CALCULATOR

Recreational Vehicle Loans

Boats, campers, ATVs, motorcycles, personal watercraft, snowmobiles...it's time for some fun! Fuel your dreams, on or off the road. Consider an affordable, fixed-rate loan for the new or used recreational vehicle that will take you on your next adventure. 

With our loan rates and flexible terms, we can help you save money on your purchase. 

Rates start as low as 3.99% APR*  APPLY TODAY > LOAN APPLICATION

*Annual Percentage Rate (APR) is effective 11/1/2021. Rates are subject to change. Your loan rate will be determined by your credit score, the model year of the vehicle, the term of the loan, and the repayment method. A $35 Loan Application Fee will be assessed on all approved loans. CALCULATE YOUR LOAN PAYMENT > LOAN PAYMENT CALCULATOR

 

PERSONAL Loans

Whether you want to take a dream vacation, consolidate debt, improve your home, or make a large purchase, a personal loan can help!

We offer low rates, flexible terms, fast approvals, and easy payment options.

Rates start as low as 9.00% APR*  APPLY TODAY > LOAN APPLICATION

*Annual Percentage Rate( APR) is effective 11/1/2021. Rates are subject to change. Your loan rate will be determined by your credit score, the term of the loan, and the repayment method. Loans are subject to credit approval. A $35 Loan Application Fee will be assessed on all approved loans. CALCULATE YOUR LOAN PAYMENT > LOAN PAYMENT CALCULATOR

 

ADOPTION loans

Every child needs a home and people who can love and nurture that child. Catholic United Financial Credit Union wants to help those seeking to adopt a child with the financial means to do so. 

Use the funds for expenses such as agency, court, lawyer fees, insurance, and more. 

Rates start as low as 6.00% APR*  APPLY TODAY > LOAN APPLICATION

*Annual Percentage Rate (APR) is effective 11/1/2021 and fixed for the term of the loan. Rates are subject to change. Your loan rate will be determined by your credit score, the term of the loan, and the repayment method. Loans are subject to credit approval. A $35 Loan Application Fee will be assessed on all approved loans. CALCULATE YOUR LOAN PAYMENT > LOAN PAYMENT CALCULATOR

 

student loans

Whether you’re an undergraduate, graduate student, or parent, we can help get you the money you need for school. Student loans from CUFCU in partnership with Sallie Mae® could help!


Sallie Mae® higher education loans are designed with:
> Competitive interest rates
> Multiple repayment options
> No origination fees
> No prepayment penalty*

 

Find out which loan is right for you > STUDENT & PARENT LOANS

Borrow Responsibly: We encourage students and families to start with savings, grants, scholarships, and federal student loans to pay for college. Students and families should evaluate all anticipated monthly loan payments, and how much the student expects to earn in the future, before considering a private student loan. 

These loans are made by Sallie Mae Bank or a lender partner. CUFCU is not the creditor for these loans and is compensated by Sallie Mae for the referral of loan customers.

*Although we do not charge a penalty or fee if you prepay your loan, any prepayment will be applied as outlined in your promissory note—first to Unpaid Fees and costs, then to Unpaid Interest, and then to Current Principal. 

SALLIE MAE RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS, SERVICES, AND BENEFITS AT ANY TIME WITHOUT NOTICE. ©2020 Sallie Mae Bank. All rights reserved. Sallie Mae, the Sallie Mae logo, and other Sallie Mae names and logos are service marks or registered service marks of Sallie Mae Bank. All other names and logos used are the trademarks or service marks of their respective owners. SLM Corporation and its subsidiaries, including Sallie Mae Bank, are not sponsored by or agencies of the United States of America.

HOME EQUITY loans

Tap into your home's equity. Get your home's equity working for you, and find out how to finance a new kitchen, bathroom, or addition. Or perhaps you need money for an important event in your life. We can help! Explore your options:

Home Equity Loan - Provides you with a fixed amount of money, to be repaid in set monthly installments for a fixed period of time - similar to a mortgage payment. If you want the consistency of a low, fixed interest rate, a defined term, and a set monthly payment, a Home Equity Loan may be the best fit for you.

Rates start as low as 3.50% APR*  APPLY TODAY > LOAN APPLICATION

*Annual Percentage Rate (APR) is effective 6/1/2021 and fixed for the term of the loan. Rates are subject to change. Your loan rate will be determined by your credit score, the term of the loan, and the repayment method. Loans are subject to credit approval. Fixed-rate loan payment example: Assume loan amount of $25,000. Monthly payments on an 80% loan-to-value,  5-year amortization at 3.50% APR would equal $454.79. A $35 Loan Application Fee will be assessed on all approved loans. CALCULATE YOUR LOAN PAYMENT > LOAN PAYMENT CALCULATOR

Home Equity Line of Credit (HELOC) - A HELOC is a revolving line of credit, similar to a credit card. You can borrow as much as you need up to your credit limit, whenever you need it. Because a HELOC is a line of credit, you make payments only on the amount you borrow, not the full amount available to you. If you want flexible access to money, a HELOC may be right for you.

Rates start as low as 4.25% APR*  APPLY TODAY > LOAN APPLICATION

*Annual Percentage Rate (APR) is a variable rate effective 11/1/2021. Rates are subject to change. Your loan rate will be determined by your credit score, the term of the loan, and the repayment method. Loans are subject to credit approval. A $35 Loan Application Fee will be assessed on all approved loans. CALCULATE YOUR LOAN PAYMENT > LOAN PAYMENT CALCULATOR

 

MORTGAGES

Buying or refinancing a home can be one of the most important times in your life. That's why you need us in your corner. We'll do everything we can to ensure you get a low rate and terms best suited to your needs. 

We partner with Servion Mortgage to offer you plenty of options including Conventional, FHA, and VA mortgages.  APPLY TODAY > LOAN APPLICATION

Or, for more information contact:

Chantelle McClure
Branch Manager

Phone: 320-356-5065
Email: cmcclure@catholicunitedCU.org